top of page

Page Title

This is a Paragraph. Click on "Edit Text" or double click on the text box to start editing the content and make sure to add any relevant details or information that you want to share with your visitors.

  • What documents do I need for a mortgage application?
    You'll typically need to provide proof of identity, proof of income, bank statements, and details of your current financial commitments. Don't worry, your mortgage advisor will give you a complete list based on your situation.
  • Is your mortgage advice free?
    Yes, we offer free initial mortgage advice to help you understand your options and make an informed decision. Feel free to contact us to schedule a friendly consultation.
  • What types of mortgages can I choose from?
    There are several types of mortgages, including fixed-rate, variable-rate, interest-only, and tracker mortgages. Each type has its own benefits, and we'll help you find the one that suits you best.
  • How long does it take to get a mortgage?
    The mortgage process can take anywhere from a few weeks to a few months, depending on your situation. We'll keep you updated every step of the way to make sure everything goes smoothly.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

​

Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.
​

​

Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

​

@2023 Website Copy by Kustom Copy 

bottom of page