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Buying a House

Self Employed Mortgages

You run your business while we secure your home

Let us take the headache out of your self-employed mortgage 

You’ve worked hard to build your business, so it’s really frustrating when being self-employed can cause additional headaches with your mortgage. 

 

Think of UR-Mortgage as Paracetamol for your mortgage headaches. 

 

We take the stress, time and hassle out of getting things sorted for you. We’ll even offer advice on how to improve your chances of getting accepted if you're not suite there yet and, basically, just be at your side throughout the whole process so you never feel confused or overloaded.  

Get started today with a free, informal chat to see if you like us and find out how we can give you back some hours to spend on your business.

UR-Mortgage: Simplifying Self Employed Mortgages.”
UR-Mortgage: Simplifying Self Employed Mortgages.”

Specialised Self-Employed Mortgages

Whatever your self-employed situation is, we can help you get everything in order to either take your first step onto the property ladder with that home you’ve been eyeing up or keep your ladder firm with a great remortgage deal.

We work with sole traders, partners, company directors and contractors no matter how long you’ve been trading. A quick free chat with us will help you understand your situation and what you need to do to get into a good position to be able to buy if you haven’t yet.

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How we Work 

Everything is tailored to you and your needs, but we do follow a simple framework

UR-Mortgage Process

Discover

We hop on a call for a free, no-obligation chat to discuss your needs and make sure we're a good fit. 

 

If you like our straight-talking approach and humour, you can move onto step 2…

Profile

This is where we get down to business and look at your situation in much more detail so we can get a complete understanding of where you are, where you want to be and how best to get you there.

Solution

Once we've crunched some numbers and scoured the database for great deals, you’ll be presented with a few options so you can make an informed choice on what product to take.

Delivery

You can then get back to running your empire and leave it with us. We’ll take care of the heavy lifting and reams of paperwork to get your mortgage in place, plus any protection you may have chosen. 

 

You’ll have us on hand throughout the process to liaise between solicitors and lenders to make the process as smooth as possible for you and answer whatever questions you have so you always feel confident and well-informed.

Family Car

We sort your mortgage - You run your business

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.

Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

@2023 Website Copy by Kustom Copy 

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