At Ur-Mortgage we understand the difficult nature of first-time buyer mortgages, we are here to make the process as straightforward as possible. Our team have years of experience in delivering expert advice across Cheshire, helping to get you off to the best possible start on the property ladder.


It is more important than ever that first-time buyers receive the best possible advice to avoid any mistakes that could have long-lasting consequences on their financial stability. Often the wide range of mortgage choices for first-time buyers can make selection a daunting experience. 


Ur-Mortgage is passionate about delivering exceptional mortgage advice for our clients. We are devoted to creating the best possible financial future for our customers and are always willing to go the extra mile, with the aim of exceeding client expectations. Ur-Mortgage aims to make the process as seamless as possible to avoid any added stresses throughout the search for a first-time buyer mortgage.


We aim to tailor our services to best meet our client's needs allowing them to receive accurate impartial advice on which they can base their decision. Based in Sandbach, our friendly team will always be on hand to answer any questions you may have, we strive to provide you with the very best customer service throughout your experience with us.

Our first-time buyer mortgage advice services have received excellent feedback from our clients. We take great pride in our customer's satisfaction and are always willing to go above and beyond to make your experience as simple as possible.


When you use Ur-Mortgage you can be assured that you will receive a high-quality expert service that will help you save time and money. We help to create the building blocks to a financially secure future.

To find out more about the first time buyer mortgage services we can provide, please feel free to get in touch with us today. Our expert team at Ur-Mortgage are always happy to assist you with any questions you may have.

Call: 01270749595 or, email:

First Time Buyer Mortgage Advice

Own Your Dream Property

Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. I help my clients with this service and so much more. Reach out today to learn more.

Top tips when buying your first home:

  1. Save as much as you can for your deposit. The more equity you have in the property, the more competitive the interest rates tend to be. For example, increasing your deposit from 8% to 10% of the value of the property, may produce a more competitive range of mortgage rates.

  2. For tips on how to maximise your saving visit Money Advice Services

  3. Find out what you can afford – we can help here! You can either speak to one of our mortgage advisers directly or use our Virtual Adviser to review your borrowing potential online.

  4. You may qualify for a government scheme to get you started on the property ladder. Check out which government schemes are available – Link to government schemes Government Schemes

  5. Get a mortgage agreement in principle. A lender will provide a statement confirming they will lend you a certain amount ‘in principle’ based upon basic information you have provided. This is useful when beginning your property search.

Buy your first home in Sandbach

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