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Leasing a Home

Buy to Let Mortgages

Grow your portfolio with a trusted mortgage advisor

Let us take the weight off and find your next mortgage deal

When building a property portfolio, you want to maximise profit and ensure you and your tenants are well protected. 

 

You need an advisor you can build a long-term relationship with and feel confident they will take care of your needs and interests so you can focus on finding great properties and tenants. 

 

UR-Mortgage gives you that peace of mind whether you’re just starting out or you’re experienced in buy-to-let property. We can remortgage existing properties and help secure new ones, securing you the right deal to suit your individual needs from our large range of lenders. 

UR-Mortgage: Simplifying Buy to Let mortgages.”
UR-Mortgage: Simplifying Buy to Let mortgages.”

Experienced
Buy-to-Let Broker

Buy-to-let mortgages can be a little more complex. They aren't all regulated by the financial conduct authority, can have stricter criteria, and all require a minimum deposit of 25%.  

 

We stay up to date with lenders and regulators so we can guide and support you throughout all of this, offering advice that is entirely tailored to you, your needs and your goals to make sure you are always well-informed and able to make the right choice so you can build your property portfolio with confidence.

Apartment for Rent

How we Work 

Everything is tailored to you and your needs, but we do follow a simple framework

UR-Mortgage Process

Discover

We hop on a call for a free, no-obligation chat to discuss your needs and see if we like each other (very important). 

 

If you like our straight-talking approach and find our jokes funny, next is step 2…

Profile

We’ll now look at your situation in much more detail so we can get a complete understanding of where you are, where you want to be and how best to get you there safely.

Solution

You’ll be presented with a few options so you can make an informed choice on how best to build and protect your portfolio.

Delivery

You get back to business and life and leave it with us. We’ll take care of the heavy lifting and reams of paperwork to get your remortgage in place or your or latest property added to the portfolio. 

 

You’ll have us on hand throughout the process to liaise between solicitors and lenders to make the process as smooth as possible for you and answer whatever questions you have so you always feel confident and well-informed.

Luxury Flats

Grow your portfolio with us

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.

Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

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