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Remortgage

Secure your next deal to keep the home you love

Let us take the weight off and find your next mortgage deal

You’re happy with your home, but your current deal is coming to an end, so now is the time to act and secure your next one. 

 

You’re no stranger to this process, but it can still feel pretty daunting, especially at the minute with the constant uncertainty. 

 

You need a broker you like and trust who can confidently guide and support you through the process. Whether you’re looking to stay with your current lender or find a new one, we take the time and hassle out of the process. So you get more free time for other things and the confidence that you’re getting tailored advice from someone who knows their stuff! Winner!

Get in touch today for free chat to see how we can help.

UR-Mortgage: Simplifying remortgaging for homeowners.
UR-Mortgage: Simplifying remortgaging for homeowners.

When should I think about remortgaging? 

Mark your calendar for about 6 months before your current mortgage deal comes to an end. This is a good time to start the process with a broker to see what the market is doing and what options are available. 

 

Now is also a good time to review your protection and make sure it’s adequate. We can do this for free at the same time as your mortgage. 

Family Breakfast

What’s the process of remortgaging with UR-Mortgage? 

Everything is tailored to you and your needs, but we do follow a simple framework

UR-Mortgage Process

Discover

You take advantage of your free, no-obligation call where you tell us your situation and we share our thoughts on the best way forward for you. 

This is just an informal chat at this stage to see if we can help and make sure you like our style!

Profile

If you decide you like us and want to go ahead, we then get into the nitty gritty and look at your situation in more detail so we can get a real feel about what’s doable and when.

We then crunch some numbers and scour the market to find some deals.

Solution

You’ll be presented with a few fully explained options so you can make an informed choice on your next deal and protect your home as much as you can.

We can also review your protection at this point to make sure there are no gaps you could fall down!

Delivery

You get back to business and life and leave it with us. We’ll take care of the heavy lifting and reams of paperwork to get your new mortgage and protection, if you choose it, in place.

 

You’ll have us on hand throughout the process to liaise between solicitors and lenders to make the process as smooth as possible for you and answer whatever questions you have so you always feel confident and well-informed.

Secure your next great deal on the home you love

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.

Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

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