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Buy To Let Mortgages.

Whether you need help negotiating a Buy to Let mortgage or refinancing UR-Mortgage can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how my services can help.

More Indeth.

Deposit

In the current state, landlords will need up to 25% of the property value as a deposit.

Stay

Can I live in my buy-to-let home, You can't live in your own buy-to-let property – these mortgages are designed for landlords.

Stamp Duty

Will I have to pay stamp duty? if the property is worth more than £40,000 and the purchase will result in you owning more than one property.

Holidays

Can I rent my home out as a holiday home? Yes you can

Working From Home

Looking to Buy to Let?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT.

Ur-Mortgage is allowed and regulated by the Financial Conduct Authority, (FCA) registration number: 782640. Ur-Mortgage Limited is an appointed representative of JLM Mortgage Network Ltd (FCA) registration number: 300629, which is authorised and regulated by the Financial Conduct Authority. The FCA do not regulate some forms of mortgages and the guidance within this website is solely targeted at consumers based in the UK. Registered office: Ur-Mortgage Ltd. 5 The Quadrant, Coventry West Midlands. CV1 2EL. Registered company number 6465646. Registered in England & Wales.

* In most circumstances, no fee will be payable.
 

Product Transfers: - We will not charge a fee. We will be paid commission by the lender

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Standard case fee: £390 offset
For standard cases a fee of £390 fee will be charged when a suitable offer has been issued by a lender. The £390 fee due on offer will be reduced by the amount of commission we are paid by the lender. Where the commission from the lender exceeds £390 we will not charge a fee. So, in many cases, no fee will be payable.
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Complex Case: £390 fixed
For more complex cases, a fee of £390 fee will be charged when a suitable offer has been issued by a lender. We will also be paid commission by the lender.
A complex case may be defined as a mortgage for a client who is newly self-employed, or who has complex income, or who may have had adverse credit, or has non-standard lending requirements

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